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Approval Code has many leading edge solutions including:



Approval Code offers a full featured payment gateway Approval Code's AC Gateway features numerous benefits including:

  • The AC Gateway is fully capable to run Retail, Restaurant and MOTO transactions.
  • Virtual Terminal for running transactions from any web browser.
  • A complete developer kit including a comprehensive SDK for integrating payment processing into any application.
  • The AC Gateway is fully compatible with a full suite of equipment from USB swipe readers, pin pads, check readers, signature capture devices and a wide variety of customer facing terminals.
  • Use the AC Gateway with virtually any type of transaction whether it be a credit card, debit card, gift card, EBT, electronic check or pin-based debit transaction.

The AC Gateway works with a wide variety of hardware including:
* USB swipe readers
* pin-pads
* check readers
* signature capture pads
* many customer facing terminals from trusted equipment manufacturers like Verifone, Hypercom and Ingenico.
Click here for a complete list of supported hardware devices.
The AC Gateway is the perfect tool for integrating credit card processing into your application using our platform independent Web Services API. * Comprehensive SDK will have you up and running in no time. * Live test server available now for immediate testing. * Eliminate credit card number storage since all originating transactions generate a token which can be used for future sales, credits and voids of the same card number.

PCI Compliance

What is the Payment Card Industry (PCI) Data Security Standard (DSS)?

  • The PCI Data Security Standard represents a common set of industry tools and measurements to help ensure safeguard confidential information such as cards numbers and expiration dates which can then be used for fraud.

What are the consequences to my business if I do not comply with the PCI DSS?

  • If you are breached you could be subject to significant fines and card replacement costs. For example, a merchant storing 100 cards monthly could have 3,600 card numbers after just three years. If the fine and card replacement cost for each compromised card was only $10, then the potential loss could be $36,000 plus other costs for actual losses on individual card accounts and legal fees.

For more specific information, please contact the individual payment card brands:

What is the definition of “merchant”?

  • For the purposes of the PCI DSS, a merchant is defined as any entity that accepts payment cards bearing the logos of any of the five members of PCI SSC (American Express, Discover, JCB, MasterCard or Visa) as payment for goods and/or services.

Can the full credit card number be displayed within a browser window?

  • PCI DSS requirement 3.3 requires that the PAN be masked when it is displayed (for example, on screens, logs, reports, receipts), unless the viewing party has a specific need to see the full card number.
  • For more information:


Approval Code has developed a new iPhone credit card processing module for the ultimate in on-the-go credit card processing. This device is perfect for anyone needing a sophisticated yet easy-to-use mobile processing solution.

Some of the features of this application include:

  • Charge, Authorize, Void, Refund Visa, MasterCard, Discover and American Express credit cards right from your iPhone or Ipod Touch.
  • Tip Functions allows you to easily enter a tip of 0% to 50% of the purchase transaction.
  • AutoPay function allows you to schedule payments on an Annual, Quarterly, Monthly, Bi-Weekly or Weekly basis. Perfect for personal trainers or anyone that bills clients regularly.
  • Batch feature allows you to call up the day's transactions with a push of a button.
  • Search function allows you to search for a transactions or customer by: Customer name Company name Email address Phone number Address City State Zip code Transaction amount Order number Order description Product name
  • Complete and comprehensive database allows you to store information for each transaction including separate billing and shipping addresses, item purchased, order number, phone number and email address.
  • Application automatically emails a receipt whenever you Authorize, Charge, Capture, Void or Refund a card.
  • Log feature allows you to access any transaction ever processed on the iPhone.
  • AC Gateway connectivity. Process credits cards directly with Approval Code without using a third party payment gateway. Instead of having an AuthorizeNet account in addition to a merchant account, process credit cards with ONLY an Approval Code merchant account and save LOTS of $$$$$$.

To see this application in the Apple App Store:


Approval Code launches a full featured extension for the world's fastest growing e-commerce platform.

  • The Approval Code Magento Extension is a FREE community extension that allows you to add secure payment processing through the AC Gateway with an Approval Code merchant account.
  • Process Authorizations, Sales, Credits & Voids using the Approval Code Magento Extension. 
  • Originating transactions such as a Sale or Authorization generate a unique reference token which can be safely stored for future Sales, Credits and Voids on the same credit card without storing the actual credit card number.
  • The PCI Data Security Standard represents a common set of industry tools and measurements to help ensure safeguard confidential information such as cards numbers and expiration dates which can then be used for fraud.