testimonials

 

We are very happy with the service and pricing we have received from Approval Code. 

 

 

Brannon Distributors

 

Called on Monday, installed on Tuesday and got my first batch on Thursday.  I am saving over $8,000 a year for switching. 

 

 

Steve's Janitorial Supply

 

Our previous provider was always taking out fees for one thing or another.  With Approval Code everything is exactly as they said it would be and there were no surprises.  The terminal worked perfectly the first time we plugged it in, the money went to the right account and the fees were lower.  We should have fired our previous processor a long time ago.

 

 

Internationally known cosmetic surgeon's office

Memberships

 

Approval Code is a proud member of:

 

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CHARGEBACKS

 

A chargeback occurs when a cardholder or issuing bank disputes a transaction posted to the card holder account.  These disputes typically happen for several reasons:

  • Merchant is a victim of fraud and/or customer is gaming the system
  • The product/service was not as described
  • Non receipt of product/service
  • The transaction was unauthorized by the cardholder (buyer used someone's card without telling them).

The reasons for chargebacks are as varied as the types of customers you have.  But many times chargebacks fall into broad common catergories.  transaction and so on.  If your business receives a chargeback, your checking account will be immediately debited for the amount in dispute.  In addition, a fee for handling the chargeback may be imposed (which will be reflected on the merchant statement).  If you have questions regarding a chargeback your business receives, please contact our customer service department at 1-800-535-6233 or email us at support@approvalcode.com .

For more information on chargebacks and a complete list of Chargeback Reason Codes, download Visa's CARD ACCEPTANCE GUIDE at http://usa.visa.com/download/merchants/card_acceptance_guide.pdf.